Wondering about Medicare costs in 2025? We’ve got you covered!

The Centers for Medicare and Medicaid Services (CMS) has just announced the 2025 cost-sharing amounts for Original Medicare, calculated under the Social Security Act. Most enrollees will see a slight increase in cost-sharing amounts for Part A and Part B services, so here’s what to expect in the coming year:

Medicare Part A (Hospital Insurance)

• Premium-Free for Most: Around 99% of Medicare recipients qualify for premium-free Part A.
• Paid Part A Premiums: If you do need to purchase Part A, your monthly premium will be $285 or $518, depending on your specific situation.
• Inpatient Hospital Costs for 2025:

Deductible per benefit period: $1,676

Daily coinsurance (days 61-90): $419

Daily coinsurance for lifetime reserve days: $838

Skilled Nursing Facility coinsurance (days 21-100): $209.50

Medicare Part B (Medical Insurance)

• Monthly Premium: The standard premium will be $185—about $10 more than in 2024.
• Annual Deductible: Set to increase to $257.
• Immunosuppressive Drugs Coverage: For kidney transplant recipients, the monthly premium will be $110.40.

Note: Higher-income enrollees may see adjusted premiums.

Be sure to familiarize yourself with these new Medicare costs so you’re prepared for 2025. As always, AMAC is here to keep you informed on all things Medicare!

P.S. The Annual Enrollment Period ends December 7th! This is your chance to speak with a licensed AMAC Medicare Advisor, ask questions that matter most, and find the coverage that’s right for you.

For help with Medicare plans – or any questions you may have about Medicare – contact AMAC’s Medicare Advisory Service at 1-855-611-4856 or request a quote below!